Take-home pay after tax and National Insurance, income tax by band, and employee NICs — calculated to UK rules for the 2026/27 tax year (England, Wales & Northern Ireland). Plus stamp duty, mortgage, VAT and student loan tools. More coming soon.
Your monthly and annual net pay after income tax and National Insurance.
Income tax by band with the tapering personal allowance above £100,000.
Employee Class 1 NICs on your earnings above the primary threshold.
Income-contingent repayments by plan — 9% above the threshold (6% postgrad).
Income tax plus Class 4 NI on trading profits, with payments on account explained.
Real cost after tax relief, annual allowance usage, and tapered allowance check.
Transfer £1,260 of personal allowance to your spouse — backdate up to 4 years.
Add or remove 20% VAT from a price and see the VAT amount.
CGT on gains above the £3,000 exemption, stacked on your income.
IHT above the nil-rate bands, with spouse transfer and the £2m taper.
2026/27 dividend tax with new rates — after the £500 allowance, by income band.
Tax on rental profit after expenses and the 20% mortgage interest credit restriction.
Tax on savings interest after the Personal Savings Allowance and starting rate band.